Effective Date: April 8, 2025

Website: www.brendaloscher.com

These Terms and Conditions (“Terms”) govern your use of the website operated by Brenda Loscher (“Company,” “we,” “us,” or “our”), located at www.brendaloscher.com. By accessing this website or purchasing our products and services, you agree to be bound by these Terms.

1. Use of Website

You must be at least 18 years old to use this website or purchase any products or services. By using the site, you affirm that you are of legal age and have the authority to enter into these Terms.

2. Services and Products

This website offers digital downloads, courses, and coaching/mentoring services designed to support personal growth and post-divorce recovery. All services are for educational and informational purposes only and are not intended to be a substitute for professional therapy or mental health treatment.

3. Coaching Disclaimer

The services provided by Brenda Loscher do not constitute medical, psychological, or legal advice. Coaching is not a replacement for therapy, counseling, or other mental health services. If you are experiencing a crisis or need therapeutic support, please contact a licensed healthcare provider.

4. Payment & Refund Policy

All purchases are final. We do not offer refunds, returns, or cancellations for digital products or coaching services. We are deeply committed to delivering high-quality, impactful content and services with professionalism, care, and integrity. Our programs and products are thoughtfully created to support your personal and professional growth. However, because access is granted immediately or time is reserved in advance, all sales are non-refundable. Please ensure a program, product, or session aligns with your needs before purchasing. If you have any questions, feel free to reach out before completing your order.  

5. Intellectual Property

All content on this website, including but not limited to guides, digital downloads, course materials, text, logos, and branding, is the intellectual property of Brenda Loscher and is protected under U.S. copyright and intellectual property laws.

You may not:

*Copy, reproduce, distribute, or modify any content without written permission.

*Resell or repurpose any material, course, or download for commercial use.

Unauthorized use may result in legal action.

6. User Data & Privacy

We collect user data such as your name, email address, and payment information in order to deliver our products and services. Your data is kept secure and used only in accordance with our Privacy Policy.

7. International Use

While our services are based in the United States, international visitors are welcome. However, we make no guarantees that the website or services are appropriate or available for use in locations outside the U.S. If you access the site from outside the United States, you do so at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages or losses resulting from your use of this website, participation in coaching, or reliance on any information provided.

9. Modifications

We reserve the right to update or change these Terms at any time. Any changes will be effective immediately upon posting. It is your responsibility to review these Terms periodically.

10. Contact

If you have any questions about these Terms, you may contact us by email: [email protected]